How Gold Lenders Can Balance Speed and Compliance with a Modern LPaaS
The structure of Malaysia’s insurance industry is being redefined, not by chance, but by the convergence of technology, partnerships, and...
Discover all →Credit Business Rules Management
Control credit decisions
with smart rules
management
Create, manage, and update credit rules in real time to ensure fast, consistent, and compliant loan evaluations with:
- Assessment Hub
- Decision Hub
Assessment Hub
Streamline loan evaluation and speed up decision-making
Automate credit evaluation with rules & scorecards
Evaluate loan applications faster and more accurately – all tailored to your credit rules. Define derived variables, custom credit rules, and scorecards to evaluate applications as per product/ segment/ geography/ source.
Streamline pre-sanction workflows
Digitize and orchestrate all pre-sanction checks—fraud flags, field verifications, compliance steps—in a single workflow. Ensure nothing falls through the cracks before approval, with faster turnaround and
full traceability.
Compute application credit scores in real time
Instantly calculate credit scores as per applicable scorecard/ rule, tailored to your lending policies. Make faster, data-driven decisions with scoring logic that adapts to risk appetite and product type.
Despite having market leading systems, we chose you as our system of innovation.
Decision Hub
Make smarter, faster lending decisions
Decide instantly with STP/NSTP rules
Route applications automatically using Straight Through Processing (STP) for clear-cut approvals and Non-STP for complex cases. This ensures high-speed decisioning where possible, and detailed checks where needed-striking the right balance between speed and control.
Guide underwriters with smart workflows
Assign non-STP applications to underwriters with a clear, rule-based checklist and supporting documents in one view. Reduce decision fatigue, improve consistency, and cut turnaround time with structured, guided workflows.
Other features
Start Growing with
IncrediHub today
