How Gold Lenders Can Balance Speed and Compliance with a Modern LPaaS
The structure of Malaysia’s insurance industry is being redefined, not by chance, but by the convergence of technology, partnerships, and...
Discover all →LENDING PAAS
Streamline Loans.
From application to approval.
Drive growth with a PaaS Lending Platform that lets you customize loan journeys, aggregate data, and automate credit decisions.
Take the right lending decisions,
minus the errors and delays
One lending system. Infinite loan journeys
Design and launch multiple, customized loan journeys aligned to your business needs and fully configurable from day one.
Get Complete
Transparency
Gain granular, application-level visibility with a white-box framework—ideal for audit, compliance, and internal policy reviews.
Make Credit Scoring Inclusive
Leverage both conventional and alternate data to assess risk more accurately and expand credit access.
Lend Faster with
End-to-End STP
Automate loan origination and enable straight-through processing to eliminate manual intervention and slash turnaround times at all stages.
Grow your sales engine with IncrediHub PaaS
Loan Origination
Design loan journeys with custom flows for self or seller-assisted loan application, easy data capture, and verified insights from traditional and alternate sources – via browser or mobile app.
Configure application flows aligned to product,
segment, or geography-specific requirements
Auto-fetch and validate KYC, bureau scores, banking
data, and more through pre-integrated APIs
Leverage advanced insights from partner/owned
models like socio-economic profiles, GSTN,
psychometrics, and mobile intelligence
Credit Business Rules Management
Our Credit Business Rules Engine empowers users to configure and control credit rules, scorecards, and assessment frameworks—without IT dependence.
Design and run multiple credit frameworks
from a single hub
Set rules for Straight Through Processing
(STP) or NSTP
Score applications instantly and serve personalized
offers across lenders from one platform
Make loan disbursals faster and
compliant with pre-integrations
You have enabled us to do to 2 wheeler loans, what Bajaj Finserv has done to CD loans.
1
Value applications
processed per month
50
faster loan application
processing
750 M
Payouts processed
per year
Workflow Management
Streamline and scale your lending operations with flexible
workflows tailored to your products, geographies, and partner
ecosystem.
Set up multiple “tailored” workflows, enabling
lenders to serve micro-markets, not monoliths
Easily configure workflows across Sales, Credit,
and Ops with granular tracking at each step for
faster issue resolution
Supports complex sequencing—from pre assessment
to disbursal—with microservices architecture
Bring flexibility into
Lending Management
Whether it’s setting up a custom loan journey or ingesting data from new alternate data sources, IncrediHub gives you the power to continuously optimize without IT dependency.
Customizable journeys & rules
Out of the box integration
with popular bureaus
Built for self-serve loan application and seller-assisted
Start Growing with
IncrediHub today
