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Credit Business Rules Management

Control credit decisions with smart rules management

Create, manage, and update credit rules in real time to ensure fast, consistent, and compliant loan evaluations with:

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Assessment Hub

Streamline loan evaluation and speed up decision-making

Automate credit evaluation with rules & scorecards

Evaluate loan applications faster and more accurately – all tailored to your credit rules. Define derived variables, custom credit rules, and scorecards to evaluate applications as per product/ segment/ geography/ source.

Streamline pre-sanction workflows

Digitize and orchestrate all pre-sanction checks—fraud flags, field verifications, compliance steps—in a single workflow. Ensure nothing falls through the cracks before approval, with faster turnaround and
full traceability.

Compute application credit scores in real time

Instantly calculate credit scores as per applicable scorecard/ rule, tailored to your lending policies. Make faster, data-driven decisions with scoring logic that adapts to risk appetite and product type.

Assessment Hub

Streamline loan evaluation and speed up decision-making

Automate credit evaluation with rules & scorecards

Evaluate loan applications faster and more accurately – all tailored to your credit rules. Define derived variables, custom credit rules, and scorecards to evaluate applications as per product/ segment/ geography/ source.

Streamline pre-sanction workflows

Digitize and orchestrate all pre-sanction checks—fraud flags, field verifications, compliance steps—in a single workflow. Ensure nothing falls through the cracks before approval, with faster turnaround and
full traceability.

Compute application credit scores in real time

Instantly calculate credit scores as per applicable scorecard/ rule, tailored to your lending policies. Make faster, data-driven decisions with scoring logic that adapts to risk appetite and product type.

Decision Hub

Make smarter, faster lending decisions

Decide instantly with STP/NSTP rules

Route applications automatically using Straight Through Processing (STP) for clear-cut approvals and Non-STP for complex cases. This ensures high-speed decisioning where possible, and detailed checks where needed-striking the right balance between speed and control.

Guide underwriters with smart workflows

Assign non-STP applications to underwriters with a clear, rule-based checklist and supporting documents in one view. Reduce decision fatigue, improve consistency, and cut turnaround time with structured, guided workflows.

Dynamic image

Decision Hub

Make smarter, faster lending decisions

Decide instantly with STP/NSTP rules

Route applications automatically using Straight Through Processing (STP) for clear-cut approvals and Non-STP for complex cases. This ensures high-speed decisioning where possible, and detailed checks where needed-striking the right balance between speed and control.

Guide underwriters with smart workflows

Assign non-STP applications to underwriters with a clear, rule-based checklist and supporting documents in one view. Reduce decision fatigue, improve consistency, and cut turnaround time with structured, guided workflows.

Other features

Loan
Origination

 

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Workflow
Management

 

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Lending
Management

 

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